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Introduction to the product — Saral IFRS 9 Platform

Introduction to the Product. This is the story of how we — with zero fintech knowledge — built a comprehensive banking compliance platform from scratch in collaboration with a big Audit Firm. Stats: 02 banks onboarded during development, 70% reduction in processing time, 100% IFRS 9 compliance.

My role — UI/UX Designer

My role: UI/UX Designer. Over the 10 month engagement, I owned the design process end-to-end across every flow — Information Architecture, Requirements & Research, Custom Components, Interaction Design & Micro Animations, Dev Reviews, Stakeholder Reviews, Design System, Dev Collaboration.

The problem — ECL Workflow Transformation

The problem: ECL Workflow Transformation. Before this product existed, the entire ECL workflow lived in sprawling spreadsheets — hundreds of columns, manual data entry, and calculations done in isolation. Suffering users: Credit Risk Analysts, Finance & Compliance Officers, Audit Managers. The real cost: Painful Comparisons, Wasted Time, Regulatory Risk, Fragmented Collaboration, Human Error, No Audit Trail. How might we help credit risk analysts and compliance officers run their entire ECL workflow from data input to final risk output in one place, accurately and efficiently?

Ground up learnings — Research & Domain Learning

Ground up learnings: Research & Domain Learning. The core formula to calculate expected credit loss is EAD × PD × LGD — Exposure at Default, Probability of Default, Loss Given Default. Work pattern: Client & BA sessions, Weekly syncs, Learning by Designing. Key takeaways: Multi step is mandatory, Preserve exact language, Shared flow structure, Purposeful density.

Understanding the users

Understanding the users — Saral IFRS 9 case study

Design process

Design process — Saral IFRS 9 case study

Information architecture

Information architecture — Saral IFRS 9 case study

Early concepts

Early concepts — Saral IFRS 9 case study

Design system

Design system — Saral IFRS 9 case study

Final UI and key flows

Final UI and key flows — Saral IFRS 9 case study

Results and impact

Results and impact — Saral IFRS 9 case study

Reflections and learnings

Reflections and learnings — Saral IFRS 9 case study

Thank you

Thank you — Saral IFRS 9 case study
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